FACTS
... your mortgage lender doesn't want you to know:

After paying 15 years on your 30-year mortgage, you'll still owe 90% of the amount you borrowed!

You'll pay over three times the amount you originally borrowed before paying off your mortgage.

To make matters worse, the FDIC estimates that one out of every two mortgages are miscalculated, overcharging homeowners $8 - $10 billion each and every year.
On a conventional 30-year mortgage, you'll make more than 120 unnecessary payments!

Mortgage Manager™ solves all these problems for you. A $395 value, this free software lets you:

  • Save thousands of dollars on your home mortgage without increasing your payment;


  • Shorten your 30-year mortgage by 7 - 15 years without refinancing;


  • Build equity in your home 300% faster;


  • Yourn your current mortgage into an investment program;


  • Increase your net worth dramatically;


  • Track your savings and audit your loan to find lender mistakes which occur about 50% of the time, according to the FDIC.

Mortgage Manager™ Gives You All This With...

  • No Refinancing;


  • No Credit Reports;


  • No Home Appraisal;


  • No Closing Costs;


  • No Change of Lender (the service does not buy the mortgage; it simply services the existing loan with the existing lender);


  • No Change to Your Current Mortgage Agreement Whatsoever!

The CD comes with an auditing program. Supplied to homeowners after using the program for a minimum of six months, the program wll track the biweekly payments to ensure they are applied corrently by the lender. Homeowners who have computers and can run the Mortgage Manager™ software will be sent a password to enter allowing the auditng program to be accessed. You will notice in the software tha the Amoritization Schedule cannot be opened at first. That is because this is the auditing portion of the powerful software and needs a password to run the program. A homeowner will want to run an audit about once per year and this password is only snet to homeowners who have been using the service for at least six months.

This service is only for mortgages in the USA, where this biweekly mortgage service is 100% bank- and lender-approved, so there is no bank or lender that the service cannot work with, even private lenders. The service works with all types of mortgages: first and second mortgages, commercial and residential programs, including mortgages on manufactured homes, mobile homes, rental property, apartment complexes, hospitals, churches, office buildings, etc.

This biweekly mortgage service, provided by Information Brokerage Services, Inc. (IBS), of Shawnee Mission, KS, does make a profit and that is why the program is offered free to homeowners. Here's how: Due to the volume of homeowners serviced, and as a result of the volume of money managed in the form of biweekly mortgage payments, the banks the program uses to transfer the funds from the homeowner, and then onto the lender, pay IBS interest based on the entire volume. For each homeowner this amounts to a pittance which would make no difference in their mortgage in any way. However. on a volume basis, it provides the revenue needed to provide the service and pay the distributors while making the service available free of charge to homeowners.

All electronic transfers are governed and regulated by the U.S. Federal Reserve.

Once you receive the Mortgage Manager™ CD, you just insert into your CD or DVD drive and run the presentation. Again, there are no obligations. You will then have the option of printing the enrollment form. Two copies are printed. The homeowner keeps one copy for thier records and mails the other copy to IBS. IBS will then restructure the enrollee's monthly mortgage to a biweekly mortgage debit and send the homeowner a verification letter. Voila! It's THAT simple. And homeowners can call IBS' customer service department to get any questions about the service answered.

Use the CD and then pass it onto friends, family and neighbors. It can be used over and over. Are you a business or organization? You can order multiple CDs from us and then give them away as a promotion, incentive or even a fundraiser to customers or members. The CDs make a great promotional tool or a great way to say thank-you.


Order Mortgage Manager™ CD Now!
(The CD is free ($2 S&H per CD)
and there is no obligation to sign up
for the biweekly mortgage service.
Not available to Kansas, Texas and California residents unless program is used
for propery in other states.
)

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